Whew! I followed you though. There are other factors as well I’m sure, but yeah, those are some of them, and big ones too. Greed sure does become complicated over time. Institutions are built on it. It was a bit hard to get past the arrogant-sounding “Repeat after me” but I’m glad I kept going.
You can remove the data yourself but you need to log in with biometrics. A retinal scan, a face recognition scan and a fingerprint. /s